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RateCalc
Light
Know exactly what to charge —
always
Factor in taxes, non-billable time, expenses, and platform fees to get your true freelance rate.
Free · No signup
💰 Rate Calculator
🔭 What-If Scenarios
⚖️ Pricing Models
📋 Rate Card
Income Goals
Target Annual Take-Home
?
$
Working Weeks/Year
48 wks
Billable Hours/Week
25 hrs
Business Expenses
Monthly Expenses
?
$
Self-Employment Tax Rate
28%
Profit Buffer
20%
?
Context & Client Type
Skill Category
Software / Web Development
Graphic & UX Design
Writing & Copywriting
Marketing & SEO
Business Consulting
Video & Motion
Other / General
Experience Level
Junior (0–2 yrs)
Mid-level (2–5 yrs)
Senior (5–10 yrs)
Expert / Principal (10+ yrs)
Client Type
Direct Client
Via Agency (+25% markup)
Upwork (−20% platform fee)
Fiverr (−20% platform fee)
Toptal / High-tier platform
Your Minimum Rate
Calculating…
Recommended Hourly Rate
$
—
/hr
Daily (8h)
—
Weekly
—
Monthly
—
Annual Revenue
—
Annual Cost Breakdown
Take-Home Income
—
Taxes (~
28
%)
—
Business Expenses
—
Profit Buffer
—
Total Annual Revenue Needed
—
Take-home
—%
Taxes
—%
Expenses
—%
Buffer
—%
Market Position
Below market
At market
Premium
Download Report
💡
These scenarios use your inputs from the Rate Calculator. Tweak the sliders and see how each factor independently moves your rate.
Live What-If Controls
Vacation Weeks
4 wks
Billable %
60%
Income Target
$80k
Tax Rate
28%
ℹ️
Based on your calculated rate, here's how each pricing model compares — with honest pros and trade-offs.
Customize Your Rate Card
Your Name / Business
Specialty / Tagline
Contact / Website
Min. Project Size ($)
$
Rush Rate Multiplier
1.5× (50% premium)
2× (double rate)
1.25× (25% premium)
Generated Rate Card
📋 Copy